1. Have the courage to say no 

2. Have the courage to face the truth

3. Do the right thing because it is right 

these are the 3 magic keys to living your life with integrity 

- W. Clement Stone 

what i think this quote means or what its trying to have you understand is that there are three steps you should take to not only living a good truthful life but along with a healthy life as well cause the examples given was that if there would be a time if someone tried offering you a smoke or a drink ansd your not of a proper age then you have to build up the courage to say no now the person who offered you was a so called friend they would accept your choice and move on with thier life and if they just start fussing over it just go really they are not worth your time and if you dont want to be seen as a loser and do it you already are a loser and along with just being a complete idiot id just rather be a loner than die at the spot already from all that booze and drugs being consumed and with that good luck and take my advice and you dont need to not like it matters just my opinion you know